With a VA loan can someone buy down the rate cost
and percentage dropped is it worth it? That's a YouTube comment I got this morning um yes you can
buy down the rate with a VA mortgage the key thing is you want to make sure the lender is doing
the math so what's the math is it just how low will your payment be no it's does it actually make
sense to buy down the rates so that's something we always do we're also looking at what economists
are forecasting to see if that time period is going to make sense what I'm seeing in the market
right now is so many lenders are just baiting people with super low rates without explaining
that the cost to get that rate doesn't actually mathematically make sense so really make sure
guys whenever anyone's pitching points discount points or origination that they're doing the
math with you otherwise they're just taking you for a fool and trying to bait you with a low
rate that will cost you more in the long run
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